Denaee Business Terms and Conditions

1. Introduction

Welcome to Denaee. These Business Terms and Conditions govern the use of Denaee’s products and services for business users. By signing up for an account or using our platform, you agree to comply with these terms, which form a legally binding agreement between you (the business user) and Denaee. Please read these terms carefully before using our services.

Denaee reserves the right to update or modify these terms at any time, and we will notify users of any significant changes. Your continued use of our services after any updates constitute acceptance of the revised terms.

2. Eligibility and Business Account Registration

To use Denaee’s business services, you must meet the following eligibility criteria:

• You must be a legally registered business, company, sole trader, or other entity recognised under applicable laws.

• You must provide accurate and up-to-date business registration information, including company name, registration number, tax details, and business address.

• You must be authorised to act on behalf of the business entity when creating and managing the business account.

Denaee reserves the right to refuse service or terminate accounts that do not meet our eligibility requirements or provide incomplete or misleading information.

3. Business Account Features and Use

Denaee provides various financial and technology-driven solutions for businesses, including but not limited to:

• Business payments and transactions

• Multi-currency accounts

• Payment processing and invoicing

• Digital banking services

• E-commerce integrations

• Expense and financial management tools

You agree to use these services only for legitimate business purposes and in compliance with all applicable laws and regulations.

4. Fees, Charges, and Pricing

Denaee offers different pricing plans depending on the services you choose. Fees may include:

• Transaction fees for payments and transfers

• Subscription fees for premium business services

• Foreign exchange fees for international transactions

• Late payment fees or penalties for non-compliance with payment terms

All applicable fees will be displayed before the completion of a transaction. Fees may change from time to time, and we will notify you in advance of any adjustments.

5. Security and Fraud Prevention

Denaee takes security seriously and implements strict measures to protect your business account, including:

• Multi-factor authentication (MFA) for account access

• Real-time fraud detection and monitoring

• Encryption of sensitive business and financial data

You are responsible for safeguarding your login credentials and ensuring that only authorised personnel have access to your business account. If you suspect unauthorised access or fraudulent activity, you must notify Denaee immediately.

6. Compliance and Anti-Money Laundering (AML) Regulations

Denaee operates under strict compliance with Know Your Business (KYB) and Anti-Money Laundering (AML)regulations. As part of our compliance obligations, we may request additional documentation to verify your business identity, including:

• Proof of business registration

• Identification documents of business owners and directors

• Financial records and transaction history

We reserve the right to suspend or terminate accounts that fail to meet compliance requirements or are suspected of engaging in fraudulent or illegal activities.

7. Transaction Limits and Payment Processing

Denaee may impose transaction limits based on factors such as:

• Your business verification level

• Risk assessment and compliance considerations

• Regulatory requirements

We strive to process transactions efficiently, but delays may occur due to compliance checks, banking procedures, or external factors beyond our control. Denaee is not liable for any losses resulting from delayed or unsuccessful transactions.